Our Story

Total Life Planning 是马来西亚富贵集团旗下发展最快的组织之一。 创办人 Annie Lim 予2009年加入富贵集团,团队从2个人开始一路成长至今每年的过亿团队,通过创办人多年的丰富业务及服务经验,在2017年成立 Total Life Planning, 把独特完善的富贵成功秘诀系统化,更在近几年独创了富贵新人爆单课程《天龙八步》,让 Total Life Planning 在短短 7 年里成功栽培了 10 业务发展总监 BDD, 52位区服务总监 DSD 以及超过300 位业务总监 SD,让代理伙伴们在这里实现了富贵人生!

能帮助每个人实现更美好的生活是我们的承诺。 我们通过独家系统,为我们的代理提供全面支援。我们也提供许多线上和线下的培训。我们秉持敬业精神、给予专业的协助与关怀。我们坚持把“以客为尊”设为最高标准,提供即安稳可靠又真诚专业的一站式服务。

Total Life Planning is one of the largest Agencies in Nirvana Asia covering Bereavement Care Services. Annie Lim, the founder of Total Life Planning joined Nirvana in 2009 with only 2 members in the team and now we grew to more than 2,000 members including 10 Business Development Directors, 51 District Service Directors & more than 300 Service Directors from all over Malaysia.

Currently, we are known as the fastest growing agency with more than 100 Million new business created yearly ! Total Life Planning has been the First Runner-up BDD Agency In Nirvana Asia for the year of 2019 & 2020. In 2021, Total Life Planning has successfully to stand out among all and be the Champion BDD Agency for Nirvana Central Region, Nirvana Malaysia as well as for the whole group in Nirvana Asia Pacific.

In 2022, Total Life Planning Founder, Annie Lim was promoted to Chief Business Development Director (CBDD) in Nirvana. With the outstanding performance every year, Total Life Planning ranked 2nd Runner-up consecutively in Nirvana Asia Central Region for the year 2022 & 2023.

We are committed to assist and encourage every individual in our agency to attain a better life. We provide full support to our agents through our agency system internally. We also provide in-depth training, on-site training and conduct trainings online for our agency. We demonstrate the highest degree of professionalism while assisting our customers and their loved ones during critical moments.


About Founder

Annie Lim

Founder and Chief Executive Officer of Total Life Planning

Business Development Director of Nirvana Asia

Founder and Chief Executive Officer of Total Life Planning 创办人兼首席营运长

Chief Business Development Director of Nirvana Asia 富贵首席业务发展总监

She holds a Honours Degree, BA Econ. (Hons) from University Malaya. She is also a Senior Professional Estate Planner for more than 15 years with a Malaysia established Top Estate Planning company.

Prior to joining this holistic life planning industry in 2009, Annie Lim was the former Deputy Managing Director with a well known UK based Consulting firm, Neville-Clarke Malaysia to lead the company in providing Training & Consultancy Services on various International Quality Management Systems (ISO). She has assisted and trained hundreds of companies in achieving the ISO certification.

Annie Lim’s Achievement in Nirvana :

2023 - 2nd Runner-up Chief Business Development Director (CBDD)

2022 - 2nd Runner-up Chief Business Development Director (CBDD)

2022 - Promoted to Chief Business Development Director (CBDD)

2022 - Champion Business Development Director (BDD)

2021 - 2nd Runner-up Business Development Director (BDD)

2020 - 2nd Runner-up Business Development Director (BDD)

Our Mission


Our mission is to provide platform of opportunity for passionate and hardworking talents to excel through holistic life planning.

Our Vision


Total Life Planning aims to be one of the largest and most professional Nirvana Agency.

Core Value

成长 Growth

Never stop learning, then you will never stop growing. Nothing stops us from growing to be better than yesterday.

团结 Unity

Our greatest spirit is team-spirit and cooperation among members.

简化 Simplicity

Through our in-house learning methods, we are able to help many people achieve their dreams and goals in life.

Build Your Career With Us

Total Life Planning 提供一站式全方位人生规划服务,目前已有超过15年的顾问经验,栽培超过2,000名富贵专员!最重要的是, 我们也成功帮助了超过10,000多家庭完成事前规划!

With more than 15 years of consulting experiences in providing holistic Bereavement Planning Services, we have successfully trained and build more than 2,000 agents and also helped them to grow their career path in Nirvana.

We are constantly looking for passionate and talented individuals to join our business in Holistic Life Planning. We are committed to assist and provide full support through our agency system internally. Contact us now to learn more about career opportunities.

Visit for more info: https://nirvana-memorial.com/

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